Shining Light Funding

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Shining Light Funding

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Rent-To-Own Program

Begin Your Homeownership Journey Today!

Are you tired of renting and ready to own your own home, but struggling to come up with a down payment or qualify for a mortgage? Our Rent-to-Own program may be the perfect solution for you.


With our program, you can rent a home with the option to purchase it at a later date. This allows you to build up your credit and save for a down payment while also enjoying the benefits of homeownership, such as the ability to make changes to the property and build equity.


We have a wide selection of homes available in various neighborhoods and price ranges. Our team of experienced professionals will work with you to find the perfect home and tailor a Rent-to-Own plan to fit your budget and needs.

Take the First Step

Don't let a lack of a down payment or less-than-perfect credit hold you back from achieving your dream of homeownership. Fill out our Application Form and take the first step towards owning your own home.

Click Here to Apply

How It Works

Get Qualified

We'll Make the Purchase

Find Your Dream Home

Fill out our Pre-Qualification Form to see if you're a good fit for our Rent-To-Own Program. Don't worry, it won't impact on your credit.​

Find Your Dream Home

We'll Make the Purchase

Find Your Dream Home

Search through hundreds of homes for sale in your area. You can work with your agent or we can refer one.

We'll Make the Purchase

We'll Make the Purchase

We'll Make the Purchase

We'll make an offer to buy the home of your choice, you sign a Rent-To-Own Lease, and then move in!

You Rent & Decide

We'll Make the Purchase

We'll Make the Purchase

Leasing your dream home with the option to buy means just that - you have the option to buy it or walk away without any penalties.

Fill out our Pre-Qualification Form

This won't impact your credit.
CLICK HERE TO APPLY

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